Risk Insurance is an essential protection for you and your family in every day life providing financial stability and peace of mind.
Income Protection Insurance
Income Protection will assist you in the event you are unable to work due to an accident, sickness or injury. This type of insurance is important for everyone relying on a salary but particularly for young families with children who are often relying on only one income.
Income Protection will generally cover up to 75% of your current salary and can give you peace of mind that in the event you are unable to work due to an accident, sickness or injury you will still be able to meet your day to day expenses.
Life Insurance, Total and Permanent Disability Insurance and Trauma Cover
- Life Insurance will provide financial relief to your family in the event of your untimely death;
- Total and Permanent Disability Insurance will provide financial relief to you and your family in the event you become totally and permanently disabled; and
- Trauma Cover will provide financial relief to you and your family in the event you are diagnosed with a critical illness.
In the wake of such tragic events the last thing you and/or your family should be concerned with is financial stability.
These insurances are designed to help alleviate your financial concerns by paying a lump sum payment to you and/or your family and providing peace of mind for the future leaving you and/or your family to focus on the things that really matter.
These insurances can be paid in a variety of ways including in some circumstances through your Superannuation Fund and some also have the benefit of being tax deductible.